Refinancing a mortgage means paying off the loans you have and replacing them with a new one.

There are many reasons to do this;
– To get a lower interest rate;
– The chance to shorten the term of your loans;
– To change the structure of your loans;
– To utilise the equity in your home to finance a large purchase, renovations or perhaps buy another property or asset;

To ensure that you don’t get caught out by paying “break fees” or other charges and to be sure you get the correct structures, lowest rates rates and best advice, speak to us.