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      <image:caption>About the Author Having lived on three continents and in six cities, Matthew D’Souza is a citizen of the world! And it is that very background that helps him relate to clients from all walks of life. After catching the advisory bug young, Matthew left a successful career in performance marketing to guide his clients through the financial maze of life. With a special focus on KiwiSaver and financial planning, his aim is to delight every client with the retirement that they dream of. Seeing his clients' success is what drives him and gets him leaping out of bed in the mornings!</image:caption>
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      <image:title>Blog - KiwiSaver Series with Matthew D’Souza: Are We Saving Enough? The $114 Billion Question</image:title>
      <image:caption>About the Author Having lived on three continents and in six cities, Matthew D’Souza is a citizen of the world! And it is that very background that helps him relate to clients from all walks of life. After catching the advisory bug young, Matthew left a successful career in performance marketing to guide his clients through the financial maze of life. With a special focus on KiwiSaver and financial planning, his aim is to delight every client with the retirement that they dream of. Seeing his clients' success is what drives him and gets him leaping out of bed in the mornings!</image:caption>
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    <loc>https://www.groupplus.co.nz/landlord-cover</loc>
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    <lastmod>2023-12-04</lastmod>
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    <loc>https://www.groupplus.co.nz/public-liability-cover</loc>
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    <priority>0.75</priority>
    <lastmod>2023-12-04</lastmod>
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  <url>
    <loc>https://www.groupplus.co.nz/professional-indemnity-cover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-29</lastmod>
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  <url>
    <loc>https://www.groupplus.co.nz/commercial-fire-general</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-12-04</lastmod>
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  <url>
    <loc>https://www.groupplus.co.nz/kiwisaver</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-12-04</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/trusts</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-29</lastmod>
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  <url>
    <loc>https://www.groupplus.co.nz/wills</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/enduring-powers-of-attorney</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/home-loans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-12-04</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/mortgage-refinancing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-11-29</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/first-home-buyers-advice</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-12-04</lastmod>
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  <url>
    <loc>https://www.groupplus.co.nz/legal</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-04-30</lastmod>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/travel-insurance-online</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-05-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/2eb2e4bd-a269-4931-b185-7e9c1b38ddba/hm-international-student-cover.png</image:loc>
      <image:title>Travel Insurance for visitors to New Zealand coming to work, study or live - Make it stand out</image:title>
      <image:caption>International Student Insurance is available to international students who are studying or intending to study in New Zealand and meet the Immigration Act requirements for entry into New Zealand</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/bf3c8073-e850-444a-b120-95a7eb10529f/hm-experience-nz-cover.png</image:loc>
      <image:title>Travel Insurance for visitors to New Zealand coming to work, study or live - Make it stand out</image:title>
      <image:caption>The Experience NZ plan is available to everyone travelling to New Zealand who does not hold New Zealand residence status. It’s also the only OrbitProtect plan where you can add your partner and/or family members.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/f40ff0cf-65ff-451e-92c1-d973d84a64ee/hm-parent-boost-cover.png</image:loc>
      <image:title>Travel Insurance for visitors to New Zealand coming to work, study or live - Make it stand out</image:title>
      <image:caption>Parent Boost Insurance is available to Parent Boost Visa applicants who intend to temporarily reside in New Zealand</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/2700a381-c929-4849-b4f0-d82266cfb6ec/hm-working-holiday-cover.png</image:loc>
      <image:title>Travel Insurance for visitors to New Zealand coming to work, study or live - Make it stand out</image:title>
      <image:caption>Working Holiday Insurance is available to visitors who hold a New Zealand Working Holiday Visa.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.groupplus.co.nz/travel-insurance-online-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-05-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/2eb2e4bd-a269-4931-b185-7e9c1b38ddba/hm-international-student-cover.png</image:loc>
      <image:title>Travel Insurance Online (Copy) - Make it stand out</image:title>
      <image:caption>International Student Insurance is available to international students who are studying or intending to study in New Zealand and meet the Immigration Act requirements for entry into New Zealand</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/bf3c8073-e850-444a-b120-95a7eb10529f/hm-experience-nz-cover.png</image:loc>
      <image:title>Travel Insurance Online (Copy) - Make it stand out</image:title>
      <image:caption>The Experience NZ plan is available to everyone travelling to New Zealand who does not hold New Zealand residence status. It’s also the only OrbitProtect plan where you can add your partner and/or family members.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/f40ff0cf-65ff-451e-92c1-d973d84a64ee/hm-parent-boost-cover.png</image:loc>
      <image:title>Travel Insurance Online (Copy) - Make it stand out</image:title>
      <image:caption>Parent Boost Insurance is available to Parent Boost Visa applicants who intend to temporarily reside in New Zealand</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/65651d1d9d637d58f7532d1a/2700a381-c929-4849-b4f0-d82266cfb6ec/hm-working-holiday-cover.png</image:loc>
      <image:title>Travel Insurance Online (Copy) - Make it stand out</image:title>
      <image:caption>Working Holiday Insurance is available to visitors who hold a New Zealand Working Holiday Visa.</image:caption>
    </image:image>
  </url>
</urlset>

