If you run a business, it’s important to make sure that you are covered.
Speak to us about;
Covering your assets
- Physical damage to your property
- Your stock
- Portable electronic equipment
- Refrigerated goods
- Demolition and costs
Business Interruption Cover
This can protect the income of your business if your business cannot operate as usual and may include things like;
- Closed transport routes
- Suppliers being interrupted and causing you a loss because they cannot supply goods to you
- Murder, suicide or criminal injury
- Inability to access your premises
Business Liability Cover
- General liability cover to cover personal injury or property damage
- Employers liability cover for a loss to your business due to a personal injury claim by an employee
- Statutory liability cover for loss due to a statutory liability claim
Commercial vehicle cover for business use
- This may include cover for a replacement vehicle
- Claims preparation costs covers the cost of making a successful claim
- Completion of journey if there is an accident when your vehicle has been stolen and this may include accommodation and / or travel costs as well as getting the vehicle home after it’s been repaired or recovered
- Employees vehicles for loss or damage to your employees’ vehicles that are being used in connection with your business. (Their personal car insurance may not cover them)
- Fatal injury If you or any driver authorised by you dies as a direct result of an accident involving your vehicle – funeral and legal costs are usually included here